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Financed amount is 68k but a residual of 31k remains after 4 years. So interest gets paid over the full financed amount. The rest is 37k over 48 Months. Cheers, Fred
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All depends on the residual amount, $68K with $31k works out just over 1% interest, $1500/mth payment at 1% over 4yrs would only be $2.6K residual, basically paying it off. "Shifty little buggers" indeed. Trouble is haven't found a "decent" dealer yet, see what the weekend brings, they certainly don't seem all that keen to sell a car.[color=#0000BF][b]Anthony[/b][/color] 2014 Graphite GXL TD Auto: BFG AT's, Oztrail Awning, Scangauge II, Red Arc SBI12, Tekonsha P3, GME TX3100, Engel 40L, iPad Mini on Ram Mount running Hema and TomTom maps, GPSMAP64 on Ram mount. Camper: 1996 Jayco Flight Outback.Comment
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Well then they will have 2013 stock still left ...I see a lot of this 1% advertisement on media but it basically started to be every where since the last few days..seems they are pushing it everywhere except their dealers...D4D. How long will it last?Comment
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Just read the finance deal on the Toyota website, you're right, 48mths or 4 years so the damn finance guy gave me a bum steer there too, I love finance....[LEFT]Silver 150 Facelift
TJM Bullbar, Lightforce Genisis Spots, Dual Battery System with bits from everyone, Powerful 4x4 slider/steps, Kaymar rear bar, "Genuine" Roof Racks, MSA Seatcovers, Dashmat, Tint, LED Interior Globes, Bridgestone D697s [/LEFT]Comment
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backs up my comments about talking to an experienced finance broker. Car dealers are there for a sale dont make the mistake in thinking they are trying to save you money...2012 4dr JK wrangler, 3.5" AEV lift, AEV mags, 35" muddies, front/rear arb bars, tjm sliders, pioneer platform and some other goodiesComment
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Ok had a great chat with what seem to be an honest dealer, seems TMC are keeping the 2013 prices higher by not passing on sell thru rebates to offset the 1% interest rate. The premium they are charging, plus lower resale (unless you go for guaranteed buy back) would indicate you maybe better getting a 2014 plate vehicle without the so called 1% rate yes it's 1% but not on what we are used to paying, "caveat emptor", got to work a bit harder Akio son if you want to win the PradoPoint business![color=#0000BF][b]Anthony[/b][/color] 2014 Graphite GXL TD Auto: BFG AT's, Oztrail Awning, Scangauge II, Red Arc SBI12, Tekonsha P3, GME TX3100, Engel 40L, iPad Mini on Ram Mount running Hema and TomTom maps, GPSMAP64 on Ram mount. Camper: 1996 Jayco Flight Outback.Comment
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No wonder there hasn't been any good news story yet!D4D. How long will it last?Comment
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We bought a new Camry Atara SL in november 12 when they were doing the 0% on camry an aurion models. List price on the car, on the road with metallic paint and carpet mats was 46,000, we got it for 38,000 with tint, carpet, seat and paint protection (got sucked in i know) on the 0% rate, only catch was we had to choose a colour they had in stock, pearl white, silver or black and we wanted graphite, we found out there was a 4 month wait on a graphite SL so we got a black one and couldn't be happier.
If they wont budge on price cause of the finance rate, find another dealer, the first dealer laughed at us when i told them what i wanted to pay. We're laughing now.Comment
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The 1% finance rate is being extended into April, it was due to finish today 31/3 but will also include 14 built and complied vehicles. I was told this by the dealer I'm liaising with last week when I made enquiries about a Prado, and he told me to wait until today to sign. I paid cash for our Kluger 2 years back from him, so he looked after me again.
Originally only available to 2013 built vehicles, but it will be extended to cover 2014 vehicles from tomorrow. It is correct that the price is inflated to offset the cheap finance. I was told by a number of dealers that Toyota Finance take $4700 on Prado deals from the dealer, so they need to recoup what they can of that, hence the cash price is about $60k, finance price on 1% deal up to $68k as I would think the $4700 Toyota Finance gouge is most of their profit.
I signed today for a Feb14 built, March complied GXL with metallic paint $63k drive away. $3500 more than the cash price, but I would pay significantly more than that in interest on regular finance rates.Comment
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Well that is a lot better price than what was being quoted by some dealer like close to 70k or little over. Well I know of few people who have gone on to other vehicles because they were just disgusted by the way dealers were treating them, having said that they could choose a vehicle that could suit their needs elsewhere.D4D. How long will it last?Comment
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